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Financing Your journey

Your habitat, financed.

In full or in monthly instalments for up to twenty-five years. We guide you from budget to handover.

Projection SIGNATURE — façade vitrée et terrasse bois de l'habitat, Petit-Bourg, Guadeloupe, lumière de fin de jour

Petit-Bourg, Guadeloupe

Two paths

Two ways to finance your habitat.

In full.

You pay for your habitat in agreed stages, from agreement to delivery. Controlled timeline, single Home Kit Home contact throughout — the most straightforward path to your habitat.

Monthly instalments.

Up to twenty-five years.

Spread your acquisition over time, protect your cash flow — particularly useful when the habitat is a rental investment you intend to fund from its own income. Charlemagne structures the right financing for this type of property, and insurance alongside it.

Financing does not delay your delivery — six months, sometimes less, whichever path you take.

Our partner

Charlemagne Groupe.

With Charlemagne, everything is handled.

Traditional banking channels are unfamiliar with this type of property. Charlemagne structures your financing and insurance, from first contact to final setup — a single point of contact, parallel to the turnkey delivery of your habitat.

Financing & insurance partner
The loan, concretely

From
~€340/month.

For an ESSENCE financed over 15 years with a 20% deposit. Charlemagne adjusts the term and the monthly payment to your profile.

Invest & tax credit →
Term
5, 15 or 25 years
Deposit
20%
Profiles
Employee, self-employed, retiree, non-resident — including a mainland borrower for a property in the Antilles or Guiana
Approval in principle
Within a few months
Guarantee
Mortgage
Tax credit
Overseas tax credit structuring, supported by the partner. It's the property that must be located overseas, not the buyer.
How it works

How it goes.

You leave us your number — Home Kit Home calls you back within twenty-four hours. Together, we frame your project and your budget: model, territory, intended use.

Charlemagne takes over — they structure your financing and insurance, from first contact to final setup, without you having to juggle multiple contacts.

Once your financing is confirmed, manufacturing begins — and your habitat arrives.

Projection SIGNATURE — vue aérienne de l'habitat, terrasse et piscine au cœur de la végétation, Petit-Bourg, Guadeloupe

Petit-Bourg, Guadeloupe

The first conversation

Let's talk about your financing.

Home Kit Home calls you back and connects you with Charlemagne. Your number and email are all we need.

Is your project an overseas rental investment? Financing can be combined with the overseas tax credit.

Explore overseas investment →