Charlemagne Groupe is a wealth management and advisory group, active across mainland France and overseas. Independent from Home Kit Home, it is Charlemagne that carries the credit and the construction guarantees on your home — the ten-year builder's liability (décennale) of the companies working on site, and the project owner's damage insurance (dommages-ouvrage) on your side.
In full or in monthly instalments for up to twenty-five years: Charlemagne structures your financing and your insurance, from first contact to final setup — alongside the delivery of your home. See how to finance your home →
II · The makingA first contact, a meeting, a signed collaboration.
The contact was simple, then a meeting laid the foundations of a collaboration now signed: Charlemagne Groupe joins The Home Kit Home Circle in 2026. A mutual trust, with the shared intention to make it last.
III · The modelEach their own role, down to the overseas construction guarantees.
The partnership rests on a clear division of roles.
The home
Home Kit Home designs and supplies the home, delivered equipped.
The on-site work
Local companies, hired and paid by you, handle the on-site installation and connections.
The financing
Charlemagne Groupe structures the credit and the insurance, including the ten-year builder's liability of the companies on site and the project owner's damage insurance on your side.
IV · In practiceFinancing a home in Guadeloupe, through a single point of contact.
For the buyer, the budget is set from the quote — a single chain of contacts carries the financing, alongside the home itself. Monthly instalments and financing steps →
For the investor, this financing is particularly useful when the home is a rental investment funded from its own income. In Guadeloupe, this kind of operation may qualify for the overseas tax credit (CIOP), subject to eligibility — something we study file by file.
Petit-Bourg, Guadeloupe — projection, study completed.
